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Browse through my library of posts and articles to gain insights into current financial scenarios that might be affecting you.

Tuesday, September 22, 2020

To some, this may hardly feel like an economy headed for a bright future. But, don’t tell that to home builders. Builder confidence in August jumped to an eye-popping 78% in August, according to the Housing Market Index courtesy...

Tuesday, September 15, 2020

Will Power Only 45 percent of adults have a will or other estate documents in place, which may not be entirely surprising.1 No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once...

Friday, September 11, 2020

Will I outlive my retirement money? This is one of the TOP FEARS for people who are starting to prepare for their retirement years. Determining how much money you need in retirement is a process. The process should include looking at your..

Wednesday, September 9, 2020

The Dow Jones Industrial Average, one of the most widely followed stock market indices, has made some key changes to its starting lineup. Salesforce.com, Amgen Inc.and Honeywell International Inc. have replaced Exxon Mobil Corp.,...

Friday, September 4, 2020

Some people in recent weeks may have been feeling that “the stock market seems to be doing so well but I’m not participating.” If you want to revisit your goals, please give our office a call. Or, if you're...

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Tuesday, September 1, 2020

Two high-profile companies—Apple and Tesla—have announced stock splits in the past few weeks, which makes it a great time to discuss what’s involved when a company announces a stock split. *** Remember, any companies...

Friday, August 28, 2020

Right now, many Americans are worried about their financial health due to the impact COVID-19 has had on the country. Adding to these concerns were July's consumer prices— excluding food and energy—which rose at the...

Tuesday, August 25, 2020

With all of the storms and stresses of the year 2020, you’d be forgiven if you momentarily forgot that we’re due for another National Election in November. Many states will be selecting governors, representatives, and...

Friday, August 21, 2020

Finally, when hitting new lows is actually a good thing!!! If you're like me, it has felt like like each day brings a NEW HEADLINE about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good...

Monday, August 17, 2020

This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year. But that's not all that's different. The current administration has issued an executive memorandum...

Friday, August 14, 2020

Mark your calendars! You have a little over 2 weeks until the deadline is here. Are you one of the many retirement account holders who took a mandatory distribution this year? If so, you may be able to manage the taxes associated with...

Tuesday, August 11, 2020

A Penny Saved is Two Pennies Earned Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject...

Friday, August 7, 2020

Even with the challenges of COVID 19 and Hurricane Season, we all still have a Bucket List of things we want to accomplish. A quick read of my blog may help you figure out what you should think about doing with your Bucket List...

Monday, August 3, 2020

Summer Is Almost Over! With summer 2020 almost behind us, we have had so many ups and downs as well as unprecedented challenges to adapt to in the wake of COVID-19. In light of the seriousness and at times overwhelming waves of...

Friday, July 31, 2020

Your Changing Definition of Risk in Retirement - During your accumulation years, you may have categorized your risk as “conservative,” “moderate,” or “aggressive” and that guided how your portfolio was...

Monday, July 27, 2020

How Women Can Prepare For Retirement - When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration (SSA) estimates that today’s...

Friday, July 24, 2020

Statistics show that investors are more likely to meet their goals if they have a long-term plan and avoid short-term, and often emotionally driven, reactions that cause them to swerve from the course. With 2020 now more than halfway...

Tuesday, July 21, 2020

Friday, July 17, 2020

In 2020, there seems to be one question that is asked over and over again. Now in the era of COVID-19 and the financial woes it has created, I am consistently asked: “Why is the stock market holding up so well when the economy...

Tuesday, July 14, 2020

“Dirty Dozen” Tax Scams to Watch For Who knew that we would be talking about TAXES in JULY?!!! Every year, the Internal Revenue Service (IRS) releases its list of tax scams, spotlighting the myriad ways that people try to...

Friday, July 10, 2020

With the economy and financial markets flashing mixed signals, it’s no wonder that lawmakers are deadlocked on whether to pass a Phase 4 of the CARES Act. In the current environment, things are changing so rapidly that even by...

Tuesday, July 7, 2020

Americans who have been adversely affected by the COVID-19 pandemic may now be able to access retirement accounts to help cover daily expenses, penalty-free. Now, in addition to those who have lost their jobs during the COVID-19...

Friday, July 3, 2020

Rapidly rising college costs over the last decade have made college planning difficult. This year, COVID-19 has brought new challenges and considerations to college students and their families. Due to all of the turmoil, if you have...

Tuesday, June 30, 2020

Has Life Insurance Crossed Your Mind in 2020? In our uncertain climate, it’s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up. For some, it’s...

Friday, June 26, 2020

An eye-popping $2 trillion in cash has been stashed in deposit accounts at U.S. banks since the COVID-19 pandemic first hit the country in January.1 This surge of money into banks has no precedent in history. Several factors have...

Monday, June 22, 2020

Which category would you rather belong to? Very Confident, Unsure, or Not Confident or more importantly, which category do you think you are in NOW? Catch-Up Contributions and How It Can Affect You A recent survey found that 23% of...

Friday, June 19, 2020

...the market is up, no wait, it's down...no wait - it's up again... Having a long-term financial plan gives your logic a leg up over your emotions during times of market volatility. When stock markets are highly volatile, the roller...

Monday, June 15, 2020

Volatile Markets Uncertain times and market volatility sometimes cause investors to panic. It's difficult not to get emotional when stocks plunge, which is why I encourage investors to balance anxiety with reason. I believe bear...

Friday, June 12, 2020

Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. According to the 2017 Retirement Confidence Survey by the Employee...

Monday, June 8, 2020

Stockpiling cash, spending less, and closely monitoring the uncertainties at hand seems to be the trend for consumers in the current climate... As Americans adjust their spending habits in a rapidly changing economy, they are building...

Friday, June 5, 2020

In recent days, we have watched as outraged and frustrated protests spilled out into the streets of American cities. Across our communities, unhealed wounds have been brought vividly to our attention once again. Our firm is committed...

Monday, June 1, 2020

Tucked into the gigantic Coronavirus Aid, Relief, and Economic Security or CARES Act were two key changes you should know about regarding required minimum distributions otherwise known as RMDs. Both were designed to give people more...

Friday, May 29, 2020

Hindsight is 20/20. It’s only human to imagine what it might have been like to turn left instead of right on some fateful day. However, that sort of daydreaming is unhelpful when investing, especially when it leads you to try and...

Friday, May 22, 2020

One of the most well-known investors of the 20th Century, Benjamin Graham, said that “the investor’s chief problem—and even his worst enemy—is likely to be himself.” What Graham understood—and...

Tuesday, May 19, 2020

Value vs. Growth Investing Looking at their recent track records doesn’t do much to settle the debate... Over the past decade, as a whole, value stocks have not performed as well as growth stocks. But looking at a...

Friday, May 15, 2020

Your Emergency Fund: How Much Is Enough? Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as...

Monday, May 11, 2020

“Almost any decision is better than no decision at all.”1 Whether through inertia or trepidation, investors who put off important investment decisions might consider the above admonition offered by motivational speaker...

Friday, May 8, 2020

To Roth or not to Roth? That is the question at hand… The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may...

Tuesday, May 5, 2020

Undeniably, Spring 2020 has tried the patience of investors... An 11-year bull market ended. Key economic indicators went haywire. Household confidence was shaken. The Standard & Poor’s 500, the benchmark for the broad stock...

Friday, May 1, 2020

Are you eligible for the PPP, if so better hurry!!! American lawmakers have passed the Paycheck Protection Program and Health Care Enhancement Act, a program that will offer small business loans to employers in need of aid as a result...

Tuesday, April 28, 2020

Are you eligible for a stimulus check from the Treasury Department? As of Friday, April 24, the Internal Revenue Service said it had issued 88 million payments to individuals across the country. It plans to send out more than 150...

Tuesday, April 21, 2020

Few life events are more stressful than a job loss!!! If you or someone you know is in this situation due to COVID-19, you’ll likely have several questions about job hunting, unemployment insurance, and health care. You may also...

Wednesday, March 18, 2020

Presented by Roxanne Blade, CFP® In your investing lifetime, you may only see a situation like the recent novel coronavirus (COVID-19) a few times. This is a circumstance where complete candor is necessary. The truth is that we...

Wednesday, March 11, 2020

Presented by Roxanne Blade, CFP® In this guide, we’ll explore ways to help you prepare for the upcoming tax season. Keep in mind, this guide is for informational purposes only and is not a replacement for real-life advice, so...