Broker Check
Preserving Your Spending Power

Preserving Your Spending Power

May 07, 2021

There’s always a lot of noise around the stock market. It’s not always clear if it means anything for your retirement. Often, we trade growth for stability when we choose to retire. That way, we filter out some of the noise and focus instead on preserving your spending power.

That said, we need to balance growth and stability. We can’t predict what the markets will do, but we can try to provide a balance of risk and return that’s appropriate for where you’re at in your life. This balancing act can take many forms, with stocks, bonds, and other investments all playing a role in meeting your goals.

A retirement distribution plan also considers all income streams :

  • Social Security
  • Wages
  • Pensions
  • Investment income
  • Annuity income
  • Assets
  • Inflation risk
  • Investment risk
  • Tax exposure

We evaluate each factor on its own merit and its impact on your specific financial situation.

Creating a retirement distribution plan can be a complex undertaking, but it doesn’t have to cause you to lose sleep! We’re here to help figure out the best investment mix that meets your needs, please reach out if you have questions or would like to discuss this further!

One of my long time favorite sayings has been, "Balance Your Money, Balance Your Life"

Reach out if you would like to talk more about your  retirement vision.

Schedule an appointment
to speak with me
Click to Schedule an Appointment

Contact me directly at: