The housing market has been a hot topic of conversation ever since the pandemic. The market is up, home equity is up, and interest rates are up. Sometimes people find themselves thinking about moving to take advantage of the equity in their home to upgrade or even if they should consider downsizing heading towards retirement and investing some of that equity.
But, how do you know what the best choice is? How do you know how much home can you afford?
🔎What to Consider First
First, what does your overall financial picture look like? Do you have a retirement plan in place? Are you doing the right things with your money?
Once you ask yourself one or all three of these questions, you may realize that you need to take control and feel confident about your financial future, this is where I can become your resource partner.
As a financial professional, I have witnessed these challenges and have seen my clients get past the worry, confusion, and fear that comes with all of their financial responsibilities. Therefore, my true value as your Financial Professional is being there to be your sounding board, to answer your questions, and provide the tools to help you make more educated financial decisions. Whether you are experienced in the world of financial matters or just starting to build your portfolio, Blade Financial can help you every step of the way.
We have deep exposure and experience working in and real estate and estate planning. We are always focused on proper positioning of our clients’ assets for the process of proper planning and wealth transfer. When you are receptive to financial education, setting priorities, and taking control of your finances, Blade Financial Services is a great place to help establish a sense of balance and independence in your financial affairs.
Start your financial breakthrough planning with a complimentary consultation. Use this link to my Online Calendar - BOOK A FINANCIAL BREAKTHROUGH SESSION
🧮Free Calculator
If you want to get a general idea of how much home you can afford, please use this calculator to help estimate how much of a mortgage you may be able to obtain.
CLICK HERE to use one of my free tools
Remember, when buying a home, mortgage lenders may look your income, assets, and down payment. They also may look at your liabilities and obligations, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.
Have a Question?
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